Checking Accounts linked to a Share Account are offered by STJ Federal Credit Union.
- Up to 1 Checking Account per Base Saving Account.
- A Debit Card may be associated with your Checking Account.
- Funds may be moved from Savings to Checking.
Please ask about this valuable option.
Dividends are computed daily and paid quarterly. Rates on share accounts (non-maturity and non-term accounts), are subject to change. Calculation of Annual Percentage Yield (APY) assumes that all dividends (interest) for 12 months are re-invested into the savings instrument (and not withdrawn).
All deposits are insured to $250,000 (retirement share accounts are insured up to $250,000) through the National Credit Union Administration (NCUA), a U.S. government agency. The NCUA is also responsible for the regulation and charters of federal credit unions like St. Joseph's FCU.
If you would like to learn more about your deposit insurance with the Credit Union, please visit the NCUA website to get more information.
USA PATRIOT ACT requires
IDENTITY VERIFICATION for
all new accounts. |
