STJ Federal Credit Union members can rest easy knowing that their funds are safe. We have been operating since 1942 and have continued to build a financially sound and strong credit union for our members. This credit union is federally insured by the National Credit Union Administration.
Payroll deduction plans are available.
View "Rates" for current share rates.
The Special Savings Account maybe the perfect way to save for extra expenses. Through payroll deduction or other regular deposits, you will save systematically and painlessly. Some reasons to open a special savings account may be for taxes, insurance, special occasions, vacations, and many more!
- No monthly service fee is charged.
- Payroll deduction is an effortless, systematic way to save.
- Dividends are paid quarterly.
Rates are subject to change without notice. APY- annual percentage yield.
STJ FCU members can purchase Share Certificates with many different maturity dates. This credit union is federally insured by the National Credit Union Administration.
STJ FCU is also audited and evaluated periodically by the NCUA.
Early redemption penalties
- If the length of the Certificate is 1 year or less – Penalty is 90 days of dividends on the principal amount withdrawn.
- If the length of the Certificate is over 1 year – Penalty is 180 days of dividends on the principal amount withdrawn.
View "Rates" for current information or visit a branch office for personalized attention.
Earn competitive yields on amounts of $5,000 or more. Dividend yield rates are set daily. View “Rates” for current rates.
Save for the year-end holiday season by opening a Christmas Club account. Stop by and visit with your friendly staff to set up a Christmas Club account. Through payroll deduction or other regular deposits, you will save systematically and painlessly. Account pays out balance plus dividends on October 1st to your share account, allowing plenty of time to shop for gifts or plan a winter vacation.
- No minimum balance is required to open the Christmas Club Account.
- No monthly service fee is charged.
- Payroll deduction is an effortless, systematic way to save.
View "Rates" for current Club rate. |
