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Last Rate Change Effective:
12/22/2011
Note: Rates Are Subject To Change Without Notice.
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| Term |
APR* As Low As |
Fixed Term of Repayment |
|
|
84 Months |
4.25%* |
Minimum $8,000 - Maximum $60,000 |
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120 Months |
4.50%* |
Minimum $8,000 - Maximum $60,000 |
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180 Months |
4.75%* |
Minimum $8,000 - Maximum $60,000 |
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| **LTV stands for Loan to Value. Rates based on maximum
80% Loan to Value Ratio. Fees: $
275.00 appraisal (est.) and $
400.00 Closing costs. |
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- The APR (Annual Percentage Rate) is the true Truth in Lending APR.
- The APR will not increase over the term of your loan.
- The Loans above are closed-end loans with a fixed term. The entire loan will be repaid at the end of the Term of Repayment listed.
- Loans over $
60,000.00 add additional
.25% to rate.
| Home Equity Line Of Credit |
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| Term |
APR* As Low As |
Fixed Term of Repayment |
|
|
120 Months |
Prime
+.50% |
Minimum $8,000 - Maximum $50,000 |
|
| **LTV stands for Loan to Value. Rates based on maximum
80% Loan to Value Ratio. Fees: $
275.00 appraisal (est.) and $
400.00 Closing costs. |
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- Single family, primary homes only in Stark County.
- The first draw is
5% of the line of credit amount.
- $
30 annual fee.
- The APR shown is the APR in effect as of the posted date, These loans have a variable periodic rate based on the published prime rate, with or without a margin as noted above.
- The base rate may change monthly. The annual rate is set on the 1st business day of each month based on the Prime Rate listed in the Wall Street Journal.
- The minimum APR is
4% and maximum APR cannot exceed
18%.
- The payments are calculated based on a
10 year repayment schedule and may increase or decrease
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