Our Online Account Access is easy, secure and just can't get more affordable...it's FREE!!!! If you haven't done so already, Sign Up For Online Banking Today.

Bill Pay
We also offer Bill Pay to our members.  You must be enrolled in Online Banking to be eligible for E-Bill Pay.   And just like Online banking, you can pay bills from any computer, anywhere.
Bills can be paid from your checking account.  You can pay as many bills as you like from your checking account. 
To sign up for Bill Pay, simply login to Online Banking above and click on Pay Bills. 
Bill pay is a free service to members that pay at least 2 bills per month.

Not signed up for Online banking?  Click Here To Sign Up For Online Banking Today.

Mobile Banking - FOR SMARTPHONE USERS!

If you have an internet-capable smartphone, and you want to be able to view our OnLine site optimally on your mobile device, you will soon be able to do that.  If you’re viewing our regular site, you can click the “Go Mobile” button above the login area to access our mobile-friendly site.
Do you need to transfer some funds on the go?  How about seeing if a check cleared or making a loan payment? This innovation allows you to log into your SJFCU OnLine account with greater ease and makes it more readable when viewed on your mobile device.  All this and still giving you all the important functions and features of SJFCU OnLine.
Note: If you haven’t yet signed up for SJFCU OnLine, you will have to do that before using our mobile site.  To sign up Click Here.

TXT Banking!

Are you using your mobile phone or smartphone more and more lately? Do you feel lost without it?
Would you like to have the convenience of being able to view your balances, check your account history, transfer funds, pay your loan, and much more - right from your mobile phone?  Well, now you can!  Access your SJFCU account from your phone with our Text Banking service!
In addition, you can set up text alerts when your funds are running low. You can find this service on the “Account Alerts” tab when you log into your SJFCU OnLine account. It’s a valuable tool that helps you keep your finances in order.
Some of the functions available:

• Account Balance and History
• Check Clearing
• Transfer Funds
• Loan Balance and History
• Loan Payment
• Receive account alerts
• And more

How to use text banking
To sign up for text banking, log in to your SJFCU OnLine account and click on TXT BANKING from the menu on the left. When signing up, you will need to register your phone number and mobile phone carrier.
To use text banking, send a text message to sjcpfcu@cutxt.com from your mobile phone.
Note: Standard text messaging rates apply.  You will need a phone with the capability of texting to an email address to access this program.

Text Commands 

* Legend
Account suffix - The account suffix you would like to use.
Amount - The dollar amount of the transfer or payment.
Check number - The check number you would like to search for.
From suffix - Your account suffix used for the source of funds for your payment or transfer.
Loan suffix - Your loan suffix you would like to query against.
New pin - Your new access pin you would like to use.
Optional suffix - By default your message will use the default account suffix. Include an account suffix here when you would like to use a different account suffix.
To loan suffix - Your loan suffix you would like to make a payment to.
To suffix - Your account suffix you would like to transfer funds to.
Your pin - Your current access pin.